INC. FIRST BANK AND TRUST MIDLAND FUNDING, LLC Sent me a settlement statement for a bill to this company. They are more diverse with the types of debts they collect than most collection agencies. Thank you for visiting Convergent Outsourcing to make a payment on your account. It collects on behalf of companies and businesses in a variety of industries, including: Although its incredibly annoying, Convergent Outsourcing is a legitimate business and not a scam. If the collections debt is paid there would be nothing to put on the credit. We also do not buy debts - the debt that you may owe is still owned by the original creditor. Kind regards, Compliance Representative at Convergent Outsourcing, Inc. From my understanading, none of this matters except that I've paid Sprint and Convergent has no right to report. Philidelphia Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. They were one of my last collections some months back and although my situation is slightly different, they removed the collections on my report immediately when I settled with them. Seemed reasonable, but what a scam. If you have questions or need to make a change to your account. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. The agencies are much more likely to sue now then in the past, even over small debts. Email. Many people forget to pay a bill or find themselves short on funds, especially since the COVID-19 pandemic. Learn more about how we make money. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. I HAVE NEVER OWN A TOYOTA! Can see right through this one. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. The letter needs to explain the reason for your late payment and why youre requesting removal. Look at all the reviews. This is one of the reasons I love the forum, helpful recent experiences. I asked them if I paid it or settled it if theyd removed it completely, Pay for deletion. Investigate this business and this Tom ** who could be a fake also. They actually are a debt collections agency. Ripoff Report has an exclusive license to this report. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. More details on software and accessibility are available at WebAIM.org. I just got an email from Convergent with a letter attached stating that they've requested all deletion of this trade line from all. Therefore, its important to request debt verification ASAP. I got a letter from these people saying that I owe T-Mobile $57.00. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. In full! New comments cannot be posted and votes cannot be cast. If so how did you proceed? - If it's not deleted, send an email to the executive offices from this public website:https://www.elliott.org/company-contacts/ just look for Sprint. As a debt collection agency, we work on behalf of our clients to collect outstanding debts and unpaid bills. If you have questions about Convergent, making a payment or debt collections in general, we have compiled an extensive FAQ section to help! Many companies featured on Money advertise with us. Our clients the companies you originally incurred the debt with contract with us to follow up on and secure the outstanding debts you may owe them. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. Convergent Outsourcing, Inc. is a debt collection agency. It may not be copied without the written permission of Ripoff Report. Maryland Residents: This agency is licensed as NMLS ID # 930053. And lastly, seek counsel from a consumer protection attorney for a free consultation. geez that hurt but the future right? Sign up to receive our free weekly newsletter. FTC's website on credit. Just wanted to share. I swapped services from Sprint to Verizon and have been paying the bill down but it's been over a month since the final bill. You may find that it wont budge, even after you try the strategies above. We do send updates to all applicable credit reporting agencies for some clients weekly; we also request that they update a consumers credit report to reflect any payments. I'm suprised they just won't delete it since it's paid and they were notified. Convergent Outsourcing is one of Americas leading collection agencies. I don't dispute that I ever had a Sprint account. Even if someone you speak to says no, try someone else or on another day. Convergent Outsourcing is one of the largest debt buyers in the country. I'm down to one last account, and would like some guidance on how to tackle it. This is not correct as I owe no one anything or have any debt. Our systems are updated and employees are informed when there are any changes made to the collection statutes. Why Ripoff Report will not release author information! Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. The posting time indicated is Arizona local time. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. As an accredited agency, all of our representatives take part in a thorough customer service and Fair Debt Collection Practices Act (FDCPA) compliance training program, which we follow up with ongoing training and quarterly testing. Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. If you have an account with us, were here to help! Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. I asked her if Convergent owned the debt. Unbelievable!! **If the CSR in chat who takes your payment says no to deleting, I would still recommend sending emails to the executive office asking for deletion and including proof of payment or payment confirmation #. While I'm trying to work things out, is it possible to file a dispute against the Convergent line on my report as they don't own the debt? OC and CA are in no way required to delete. Once you reach an agreement, ask to get the terms sent to you in writing via certified mail, and dont make your first payment to Convergent Outsourcing until you receive it. Engage via Email. The consumer can also call and request a copy to be sent to their physical address or their email. Play video Make A Payment If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. - Tell them you want to pay in full directly for your old bill. A link has directed you to this review. One of our team members will walk you through the payment process and answer any questions you may have. If you find any inconsistencies, you can file a dispute with the three major credit bureaus. Press J to jump to the feed. Thank you, you have successfully subscribed to our newsletter! Read More . I made arrangement to pay for some equipment for renting it, I did not owe them any money. If you have questions or need to make a change to your account. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. I have never had an account with Verizon! When you receive the documentation from Convergent Outsourcing, review it carefully, and make a note of any inaccuracies. The best way to prevent an old debt from affecting your future financial opportunities is to remove the collection entry from your credit report. They're trying to collect $2,200.39 of which I have no idea what this is. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. They sent my acc. Just because you paid Sprint off doesn't mean that it gets it off your report. It will pass in time. They must have hacked into Verizon's computer system Reston Washington, Convergent Outsourcing, Inc. Bogus bill from AT&T WIreless -- I never had AT&T Wireless Renton Washington, Convergent Outsourcing,Inc Settle for lesser amount Renton Washington, Convergent Outsourcing, inc Palisades Collection states I owe an At&T bill that was paid 5 years ago renton Washington, Convergent Outsourcing Inc Galaxy Asset Purchasing, LLC FRAUD ALERT! It was founded in 1950 and currently has about 2,300 employees across 12 offices. It collects on behalf of companies and businesses in a variety of industries, including: Health care providers Telecommunication suppliers such as Sprint and T-Mobile Financial institutions Is Convergent Outsourcing legit or a scam? https://www.sprint.com/en/landings/chat.html, https://www.elliott.org/company-contacts/. also adviced them that this account had beeb included in ,identity fraud with a police report Renton Washington, Convergent Outsourcing Inc Renton Washington Location Claimed I had a Verizon amount owed of $800. All rights reserved. They collect debts for financial institutions like Credit One Bank and PayPal, and telecommunication companies like Sprint and Verizon. I called sprint back and spoke with a gentleman this time. If you have an account with us, we're here to help! Our content is intended to be used for general information purposes only. They need to be investigated for fraud!!! The issue is, I never had an account with Sprint. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. So I paid them 2 payment Dec. And Jan they took out of my banking acc. This is the best way to manage and repair your business reputation. Houston Texas, Convergent Outsourcing, Inc false claim of oweing money Houston Texas, Convergent Outsourcing Inc. ATERS001 Sears National Bank RIPOFF Houston Texas, convergent outsourcing inc Sue Called to talk to me about debt that was due this year. My payment to CO is on the 15th of this month. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. They are billing me for something I've never had from them. For more information about reviews on ConsumerAffairs.com please visit our General statment of, "according to sprints policy we cannot delete it. All rights reserved. Join our community, read the PF Wiki, and get on top of your finances! This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Sprint sent account to collections, Convergent Outsourcing. That said, about six months later I decided to clean this up. We sent you several validation notices. I paid them today, now waiting to see what will happen. They are a scam. I am requesting that Convergent delete the tradelines on my credit report because I have paid the original creditor and they have no permissible purpose by law to report on my credit. This company does not follow FCRA laws and should be sued into bankruptcy for all the hard they do. I suppose they need to provide: Proof of contract - with sign-on and termination dates. Some dont. In addition to suffering the annoying and aggressive practices debt collectors, such as Convergent Outsourcing, engage in, a debt sent to collection can have a major impact on your credit score. If that happens then show proof your payment was to Sorint direct and it would be deleted. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. Convergent Outsourcing is not a scam. If it was sold, Convergent has the legal right to collect and to post on your reports. Like it or not. I called the Federal Bureau of Consumer Protection and filed a report. Companies across the United States contact us to help them recover debts. Convergent Outsourcing, Inc. is a highly responsive, integrated customer engagement organization helping clients optimize relationships with their customers through enhanced, unified communication. After calling they immediately brought it down to 1,000 but they said they will not pay to delete. They told me that I am in debt to Sprint for over $300 Quick question! I was making payments via automatic draft. So from what I am seeing, either way, Convergent can legally have it on your report. I was so close to a derogatory free report. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. If you have a valid email address on file with us, you will receive a password-protected receipt via email. Since I paid what I owed to Sprint how can they possibly own this debt? We sincerely hope this represents a satisfactory resolution to your concerns. SCAM! 2 years later they are contacting me saying I owe them money. On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. I found out that Convergent Outsourcing, Inc. is a SCAMMER company. This morning I received a phone call from a debt collections agency Convergent Outsourcing. I want it removed entirely. I told him I have had this number for 18 months, do not know anyone by that name and I was going to report him, which I did. My ultimate goal is to get the collection account off of my credit reports. But, when I asked directly who she represented, she said she represented Convergent. If you would like to see more Rip-off Reports on this company/individual, search here: Read more reports about Convergent Outsourcing, Inc. Dorado, PR 00646, Metro Office Park PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751. All rights reserved. I owe 1,700. I canceled account with sprint on june 14, didnt payoff devices immediately and now since 7/28 i have convergent outsourcing on my reporting not willing to discuss removal at all. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Create an account to follow your favorite communities and start taking part in conversations. If you cant secure a goodwill deletion, the next step is to request debt validation from Convergent Outsourcing to identify if theres any inaccurate reporting regarding your debt; this may allow you to delete it. Plaintiff's Experian credit report states an account in Defendant's name, not in Sprint's name, was opened on September 17, 2019, the same date the parties agree Sprint authorized Defendant to begin collecting . Payment FAQs How do I find my account number? Learn more. They also collect medical debts. If I pay within 14 days of receiving the letter I only have to pay a third of the $1200.I never used Dish Network. Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Debt Settlement for credit card I never had Renton Washington, Convergent Outsourcing Inc Collection Fraud Houston Texas, Convergent Outsourcing Inc. Un-Reputable Collection company trying to rip me off. I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. Hence, the persistent phone calls and emails. Sprint Trainer at Convergent Outsourcing . Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. I had a Spring sent to ERC. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. If so, what's the best way to have them do this? FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. I then, on my own terms, proceeded to pay on my account whatever I could afford via their website. If that means pay in full, so be it. They stop taking the money out of my account and listed it as a paid debt on my credit report. Convergent generates proof of payment after your payment has posted, which means that it has cleared your bank and our bookkeeping department, typically this happens within 2 weeks of payment. I'm just thankful to knock another baddie off my reports! Offers may be subject to change without notice. Since they were on leases that left me on the hook for around $1400. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. They say Im past due in the amount of,$1,613.85. To find the most relevant information concerning collections or credit card inquiries, please visit: https://money.com/how-to-remove-collections-from-credit-report/ or https://money.com/get-items-removed-from-credit-report/, Money Group, LLC Convergent Outsourcing, Inc. is a third party debt collection agency and member of ACA International with over 60 years of experience in the collections industry. How do I setup a payment plan? I use Credit Karma to keep track of my record, although I haven't been on the non-tax side of it for a while now. Unfortunately, you cannot get your account number online at this time. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Try to get them to say yes though if possible. If Convergent Outsourcing, Inc., contacts you, it means its pursuing you for an unpaid debt. Fraudulent collection letter Renton Washington, Convergent Outsourcing INC They are trying to collect money on a collection that does not exsist renton Washington, Convergent Outsourcing,Inc Galaxy Asset Purchasing Sending past due debt notices that aren't on my credit report. I would discuss with them there was no contract. A credit repair company can remove a negative mark from your credit report by communicating with the debt collector on your behalf. Press question mark to learn the rest of the keyboard shortcuts. This one so contrived, premeditated, using a fake name and explanation. Learn more about Convergent Outsourcing or view your account with us online. Legally they've followed to the letter of the law. RENTON Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLCUnited Credit National Bank I got a call from Convergent saying I owed THEM $3,753.23; when I asked them what for, they said it was for a bank account I had in 1995 that I took a loan from the internet on. This is what I just went through. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. As a result of our investigation we are replying with the following information: On 1/18/2017, Sprint placed this account in our office to collect a balance on their behalf of $834.26. Many factors affect your FICO Scores and the interest rates you may receive. Don't dispute again, it will come back validated. Work with Sprint directly if they still own the debt. Bryan Sankey is a Sprint Trainer at Convergent Outsourcing based in Renton, Washington. The phone number (mine) is unlisted, private. Work with Lemberg Law out of Wilton, CT. Calls coming from Atlanta, Georgia. If Sprint is willing to take payment, they will recall the debt from Convergent, Convergent has to remove the account since they no longer have rights to collect, and sprint has no reason to re-add the debt since they are paid off.(sprint re-adding the collection is the unsure part), Not gonna say 100% but this is how it worked with T-Mo. Really think they have likely moved/moving to T-mo collection policies.
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